LEGAL

Terms of Service

Last updated: [DATE]

1. Acceptance of these Terms

By creating an account or using Clearview Portfolio (the "Service"), you agree to these Terms of Service. If you don't agree, please don't use the Service.

2. What the Service Is

Clearview Portfolio provides a stock screener, portfolio-tracking tools, and general market data and educational content. The Service is informational only. We are not a registered investment adviser or broker-dealer, we do not provide personalized investment advice, and nothing on the Service should be treated as a recommendation to buy or sell any security. You are solely responsible for your own investment decisions.

3. Accounts

You must be at least 18 years old to create an account. You're responsible for keeping your login credentials secure and for all activity under your account. Let us know right away if you believe your account has been compromised.

4. Subscriptions and Billing

Paid plans are billed monthly in advance through our payment processor, Stripe. You can cancel at any time, effective at the end of your current billing period; we don't provide refunds for partial periods except where required by law. We may change our pricing with advance notice.

5. Acceptable Use

You agree not to misuse the Service — including attempting to access other users' accounts or data, interfering with the Service's operation, or using it for any unlawful purpose.

6. Data and Market Information

Market data displayed on the Service is sourced from third-party providers and is provided "as is." We do our best to keep it accurate and current, but we don't guarantee its accuracy, completeness, or timeliness, and we're not liable for decisions made based on it.

7. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

8. Limitation of Liability

To the maximum extent permitted by law, Clearview Portfolio will not be liable for any indirect, incidental, or consequential damages, including investment losses, arising from your use of the Service.

9. Termination

We may suspend or terminate your account if you violate these Terms. You may stop using the Service and cancel your subscription at any time.

10. Changes to these Terms

We may update these Terms from time to time. We'll post the updated version here with a new "Last updated" date. Continuing to use the Service after changes take effect means you accept the updated Terms.

11. Governing Law

These Terms are governed by the laws of [YOUR STATE], without regard to conflict-of-law principles.

12. Contact

Questions about these Terms? Reach us at [YOUR CONTACT EMAIL].

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